HDFC

Check CIBIL score free with HDFC Bank & Life

By WINYTIPS June 12, 2019HDFC9 Comments

HDFC companies HDFC Life and HDFC bank open portals that provide free CIBIL score checks for everyone. As you know, an excellent CIBIL rating, along with stable employment, makes you eligible to apply for all HDFC Bank financial products. With the launch of these online sites, anyone, those who are not even HDFC customers can also check their creditworthiness without paying any fee. All you need is to login to the HDFC online sites below and provide your information as per the bank records.

IGST VPS CI DB @18 charges on credit card bill

What are IGST charges (VPS-RATE, DB, CI @18) on Credit card bill

By WINYTIPS July 4, 2018HDFC21 Comments

Credit card bills nowadays reference IGST charges if you closely check the transactions. Whether it is a credit card from ICICI, SBI or HDFC, or any bank, it is mandatory to include GST on specific transactions; that is why you see charges labelled like IGST-VPS RATE-18.0, IGST DB, IGST CI, all taxed at 18 percent as of 2023. Here, we mainly talk about IGST debits in HDFC credit card statements, but anyone going through their credit card bill for the first time or after a card renewal, taking an EMI plan, etc., would see it and wonder what this charge IGST is about. If you are a credit card user, read more about IGST charges on credit cards, how banks calculate this amount, and for what all transactions it is applicable.