Every month, HDFC Bank sends credit card statements to customers address as per a general practice. They dispatch the physical version of the Credit card bill through the regular postal. I was initially a subscriber of HDFC Credit Card mailer. However, I switched to the e-bill or the email statement due to delay in postal delivery to my address. Why take the risk of late-paying your bill when HDFC allows downloading latest and old credit card statements online. What you need is a PDF reader to open and read the statement file.
HDFC Credit Card Statement: How to download bill online
HDFC alerts the customer with an SMS when the month’s cc statement is ready. Cardholders may check for their bill on email inbox or download it from the HDFC bank website, 24 hours after the billing date. In my opinion, the best way to access the credit card bill if you’re an existing HDFC SB account holder is the netbanking. Because, in this mode, you don’t need to provide a password to open the downloaded HDFC credit card statement.
- Tap on Cards tab, and find the section on the left side which reads “Enquire.“
- Expand the Enquire tab to see more options.
- Click on “View Statement” link to open the page you see in the above screenshot.
- Select the card number and the billing month from the drop-down menu.
- If you want the latest statement or the due bill, take the last month as the period.
- Pick the current month for downloading next months statement. Please note that it is available only after the statement date.
- Then press the View button to generate the PDF statement file.
- Now, download your HDFC Bank Credit Card statement on the next page; click the link in the circle, as shown in the above screenshot.
You may want Adobe Acrobat reader to open and view the contents of the bill as it is in PDF format. Click here to download.
How to get old credit credit statements from HDFC netbanking?
HDFC Bank’s online platform supports downloading old credit card statements. Its simple, choose the appropriate year and month in the Select Period section, and proceed as given above. However, customers need to contact the bank branch and pay a nominal fee for statements older than two years.
Alternative to download HDFC bank credit card bill (e-statement)
Unfortunately the HDFC Bank CC statement you download online from netbanking is a duplicate one. That might be a disadvantage if you want to submit the credit card bill as a legal document.
Alternatively, if you have an e-mail ID in your HDFC account profile, you could get monthly bills on that address. It is also the only way to check the digital version of the HDFC Credit Card statement without netbanking login details. Do a search in the email inbox, spam and other folders with the keyword “HDFC Credit Card Statement” to find the mail. When you are in the mail, Check for the attachments to download and view the full statement.
If you are not receiving the Credit Card bills on email ID, enable the suppression option to deactivate postal deliveries. Expand the Request menu in the Cards tab, and scroll down to find the Physical Statement Suppression option. As seen in the screenshot, enter a valid email address and complete the process. HDFC Bank delivers e-statements from the next credit card billing cycle onward if you activate this feature. Remember to whitelist and add firstname.lastname@example.org to your contact list to prevent the credit card bill ending up in your email spam or junk folder.
The email version of HDFC credit card statement is a digitally signed and secured document. Hence, you need a password to open it. HDFC sends the printed copy of the same file through postal mail.
HDFC Credit Card Statement password: how to open the bill in PDF format.
As said earlier, the Credit card statement you download form netbanking is not password protected. However, when you get it through email, you need to provide a password combination to open it. Opening HDFC Credit Card Statement with a password is effortless; the format is there in the email itself. Check the image below for the password combinations that work with HDFC CC bill in 2018.
For instance, if my name is Winytips and my credit card number is 2345-6565-4345-6789, the password to open my statement would be WINY6789.
How to find the HDFC Credit Statement date and billing cycle
Want to know the date on which HDFC Bank generates your credit card statement every month? Usually, it is the day just before the date on which you get SMS about the bill generation. For, e.g., if I get the SMS alert regarding the latest statement on 17-05-2018, the billing date is 16-05-2018. Therefore, your next billing cycle starts on 17-05-2018 and the transactions count up to 16-6-2018.
You may also find your HDFC Credit Card’s Statement date on the top section of the bill.
Toll free & customer care numbers for HDFC Credit Card statement related enquiry
The primary information a customer wants to know on a Credit Card statement is probably the bill amount he or she needs to pay. But that is just one thing available on a CC bill. HDFC credit card statement offers a comprehensive view of all your transactions in the last billing cycle, along with the EMI and other charges like IGST. It is essential that you read your credit card statement every month and verify all transactions. In case of discrepancies, you may contact the HDFC phone banking number in your State for corrections.
As of October 2018, HDFC Credit Card customer care is toll-free in all most all locations when you dial 18602676161. However, they have chargeable numbers in some cities as shown above. The chargeable numbers mostly provide customer support in the local language.
How to check unbilled HDFC credit Card transaction statement
Your HDFC credit card statement includes only those transactions taken place during in the last billing cycle. One has to check the Unbilled statement in the Credit card account to find the card history and usage pattern in the ongoing month. HDFC Bank netbanking and HDFC mobile app provide options to view your unbilled credit card statement.
Check unbilled HDFC Credit Card transactions online.
- Login and move to Credit card section in HDFC netbanking.
- Click and expand the Enquire menu from the left side.
- Now select unbilled transactions, and choose the card number and transaction type to view the details.
Check HDFC credit card unbilled statement on mobile app.
Currently, the HDFC mobile banking app doesn’t provide an option to download or view credit card statement on it. However, you could view the unbilled statement in iOS and Android versions of the software. Here is how to access it.
- Sign in to the HDFC mobile banking app either by providing the user ID and password or the Quick Access PIN.
- Click on the More tab on the right side of the UI to expand the Credit Card section.
- Open Credit Card menu, and as you could see, there is “View Unbilled Transactions” option.
- Tap on it to open and access the unbilled credit and debit transactions.
When you make an HDFC Credit card transaction, the credit limit changes immediately. However, it may take up to 48 hours for the history to reflect in the unbilled statement.